Payment Processing for Businesses Across the U.S.
Accept payments securely and efficiently with flexible solutions for low- and high-risk businesses, backed by reliable technology and specialized support.
Accept the payment methods your customers already use
Industries We Serve
For over 8 years, we’ve helped businesses of all sizes scale confidently. Our expertise covers both low-risk and high-risk industries, giving each the same level of compliance, reliability, and transparency.
Restaurants and Food Services
Payment solutions for dine-in, delivery, and online orders.
Food Trucks
Flexible mobile POS solutions for food vendors and pop-up operations.
Retail Stores
Streamlined checkout and inventory management for in-store and online retail.
Hospitality and Hotels
Secure payment systems for reservations, stays, and guest services.
Payment Processing Solutions
From low- and high-risk businesses to e-commerce and mobile payments, find a solution designed around the way your business operates.
Low-Risk Merchant Accounts
Specialized accounts for low-risk industries with lower fees, fast approval, and reliable processing.
High-Risk Merchant Accounts
Specialized accounts for high-risk industries with flexible terms, higher approvals, and compliance support.
Fraud Protection
Advanced AI-powered fraud detection and chargeback prevention tools.
E-commerce Processing
Secure online payment processing with fraud protection and seamless integration.
Mobile Payments
Accept payments anywhere with our mobile POS solutions and card readers.
Recurring Billing
Automated subscription and recurring payment processing with smart retry logic.
Accept ACH and eCheck Payments with Confidence
Reduce card dependency and gain more control over how payments move through your business. PAYSYS offers ACH and eCheck processing built for scale, visibility, and long-term operations. Built to support both low-risk and high-risk verticals.
Need Business Funding?
Visit our co-branded financing portal with 1WEST to explore loan options, get expert guidance, and compare offers from 50+ approved lenders.
Why Choose PAYSYS?
See how we compare to other high-risk payment processors in the market.
 | Others | Traditional Banks | |
|---|---|---|---|
| Features | |||
| Setup Time | 24 Hours | 3-5 Days | 2-4 Weeks |
| Approval Rate | 99% | 85% | 40% |
| Transaction Fees | 2.5% + 10¢ | 3.0% - 4.5% | N/A (No Approval) |
| Monthly Fees | $0 | $29.99 | $100+ |
| 24/7 Support |